Dental Financing Options

Flexible monthly payment options from Cherry & CareCredit.

We take pride in delivering the finest dental care while keeping the costs to our patients as reasonable as possible, as such, our policy is that payment (or financing) is due at the time service is rendered unless other arrangements have previously been made.

Payment Methods

For your convenience we accept the following payment methods: cash, check, Visa, Discover, MasterCard, and American Express. We also offer affordable dental financing plans through Cherry and CareCredit.

Visa
MasterCard
Discover
American Express
Cherry
CareCredit

Cherry®

Cherry now, pay over time.

Cherry is a patient financing solution designed to help individuals pay for dental treatments over time with a fast, simple application process. It is commonly used in healthcare and dental settings to make larger procedures more affordable and easier to budget for. Cherry focuses on flexible payment plans, fast approvals, and clear terms, with options that may include qualifying promotional financing depending on eligibility. The application can be completed in seconds without impacting credit to check options, allowing patients to move forward with recommended care and split costs into manageable monthly payments instead of delaying treatment.

Cherry Financing

FAQs

Approvals are valid for 120 days. Once that time period expires, you are welcome to reapply.

If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to “request an increase,” it means you are ineligible for an increase at this time.

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.

To request a refund, please contact Twin Oaks Dental Studio directly.

We defer to the refund policies put in place by Burlingame Dental Studio and cannot initiate a refund without their approval.

Once Twin Oaks Dental Studio authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.

CareCredit®

Get care today. Pay over time.

CareCredit is a health and wellness credit card designed to help patients pay for dental care and other out-of-pocket healthcare expenses over time. It is widely accepted in dental, medical, veterinary, and wellness settings, making it a familiar financing option for patients managing treatment costs. CareCredit offers flexible financing options, including promotional financing on qualifying purchases, subject to credit approval and minimum monthly payments. Patients can see if they prequalify without impacting their credit score, and if approved, use the card to move forward with care and pay in manageable monthly payments.

CareCredit Financing

FAQs

CareCredit is a health and wellness credit card that can be used to help pay for dental treatments and other eligible healthcare expenses over time.

Yes. CareCredit is commonly accepted at dental offices and can be used for many dental services, including preventive, restorative, cosmetic, and specialty treatments.

CareCredit may allow patients to check if they prequalify without impacting their credit score. Final approval is subject to credit approval.

CareCredit may offer promotional financing options on qualifying purchases, including plans that allow patients to pay over time with monthly payments.

CareCredit can help patients move forward with recommended treatment sooner by spreading the cost into manageable payments instead of paying the full amount upfront.